In 2022, my wife and I paid off our vacation property mortgage after 15 years of ownership. Now that it’s been a while since we paid off the […]
Was Getting An ARM Before Inflation And Rates Went Up A Bad Move?
Given inflation and mortgage rates have gone up aggressively since August 2020, was getting an ARM back then a bad move? Maybe. But I’ll argue probably not. Let […]
Why Pay Off A Negative Real Mortgage Rate When Inflation Is So High
Paying off a mortgage with a negative real interest rate is a suboptimal financial move. However, that’s exactly what I did in this unusually high inflationary environment. Bad […]
Why It’s Better To Pay A Small Mortgage Fee Than Get A Large Credit
Imagine getting a $55,077 mortgage credit rather than paying a mortgage fee to get a new loan. A $55,077 mortgage credit was what I was quoted for a […]
Well-Qualified Borrowers Are Paying Much Lower Mortgage Rates
House prices have cooled and will likely decline in some of the hottest markets. However, on my quest to get financing to conquer my real estate FOMO, I […]