Being financially independent means having enough passive income to cover your essential or desired living expenses. A common guideline is to aim for a net worth equal to […]
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The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen
I had the pleasure of speaking with Bill Bengen, creator of the “4% Rule” for retirement planning. Bill has been a reader of Financial Samurai for many years […]
Uncover Your True Investment Risk Profile: It’s Not What You Think
After reviewing my analysis on a conversation I had with a financial professional in 2013, I decided to take another close look at my finances. To my surprise, […]
The Power Of Losing: How Setbacks Can Lead To Success
One reason many people shy away from competition is that they dislike losing. With often only one winner, the sting of defeat can feel too humiliating. When people […]
2025 401(k) Contribution Limits: Bigger Savings, Better Retirement
The 401(k) contribution limit for employees in 2025 has increased to $23,500, up from $23,000 in 2024. The employer contribution limit also rises to $46,500, bringing the combined […]
Four Years Later, You’re Likely Way Better Off Than You Think
Every time a political candidate asks if you’re better off than four years ago, I can’t help but chuckle. Their implication, regardless of party, is always that you’re […]